Taxes & income
3 liveFreelancer Quarterly Tax Calculator →
1099 quarterly payments with self-employment tax, federal & state, due dates, and what to set aside.
Capital Gains Tax Calculator →
Short-term vs long-term tax on the same gain, with NIIT, state, and what you keep — 2025 rates.
Tax Bracket Calculator →
Your 2025 bracket, a bracket-by-bracket breakdown, and why your effective rate is far below your marginal one.
Debt & budgeting
5 liveDebt Payoff Sequencer →
Snowball vs. avalanche across all your debts, with your debt-free date and a downloadable schedule.
Single-Parent Budget Planner →
A monthly budget built for one income — child support, benefits, and real childcare costs — with a clear plan.
50/30/20 Paycheck Splitter →
Split any paycheck — weekly, biweekly, or monthly — into needs, wants, and savings, vs. what you really spend.
Emergency Fund Sizer →
How much cushion you actually need — sized to your income risk and dependents — with a funding timeline.
Savings Goal Calculator →
How long to reach a goal, or how much to save monthly to hit a deadline — interest included, both ways.
Business & deals
4 liveSmall-Business Acquisition Calculator →
SDE multiple, DSCR, cash-on-cash return, and your maximum bankable price — for buying a business.
SBA 7(a) Loan Calculator →
Payment, the FY2026 guarantee fee, total interest, and DSCR — with an amortization schedule.
Rental Property Calculator →
Cash flow, cap rate, cash-on-cash, and DSCR — with every rent dollar accounted for. Does it pencil?
Online Business Valuation Estimator →
What a website, store, or SaaS is worth — by profit, age, traffic concentration, trend, and recurring revenue.
Home, savings & retirement
10 liveCar: Lease vs. Finance vs. Cash →
True cost of all three paths over your horizon — with opportunity cost, resale, and a downloadable breakdown.
Auto Loan Calculator →
Payment with trade-in, tax, and fees — plus total interest and how loan length changes the cost.
Rent vs. Buy Calculator →
The honest comparison — closing costs, PMI, maintenance, and opportunity cost — with your break-even year.
Mortgage Payoff Calculator →
How much sooner — and how much interest you save — with extra payments or a lump sum, plus a schedule.
Refinance Calculator →
Your break-even month, monthly savings, and the lifetime-interest catch of resetting your term.
CD Ladder Builder →
Build a staggered-maturity ladder with blended yield, a maturity timeline, and a downloadable schedule.
Retirement Drawdown Calculator →
Inflation-adjusted withdrawals — how long your savings actually last, and the age they run out.
FIRE / Retirement Number →
How much you need to retire, the age you reach financial independence, and your Coast FIRE number.
Net Worth Calculator →
Assets minus liabilities, where your wealth sits, how much is liquid, and how you compare for your age.
Roth vs Traditional IRA →
Tax now or later — the fair comparison with invested tax savings, plus the break-even retirement tax rate.
Shows the math
Every tool prints its formulas and a worked example, so you can trust — and check — the result.
Yours to keep
Download a schedule, worksheet, or report. A number that disappears when you close the tab is useless.
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